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Bait and Switch

Name: Bait and Switch
Brand: Palgrave Macmillan
SKU: 44992242
Price: 53.7 EUR
Availability: InStock
Author: III Robert H. Scott
ISBN: 9783031463754

How Student Loan Debt Stifles Social Mobility

III Robert H. Scott

Joseph N. Patten

Kenneth Mitchell

Language

English

E-book Adobe ePub DRM

Publishers Palgrave Macmillan, November 2023

This book traces how the student loan system has created insurmountable student debt traps for milli... Full description

Libristo code: 44992242

130 b

53.70 €

In stock Immediate digital delivery

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This book traces how the student loan system has created insurmountable student debt traps for millions of student borrowers contrary to its original purpose of promoting social mobility. Today, approximately 45 million Americans hold over $1.7 trillion in student loan debt, with over 20% of borrowers in default. Student loan debt has the greatest negative impact of wealth-poor students, with Black and first-generation students less likely to attain a college degree, more likely to default on student loan debt, and less likely to gain the same type of wage premium from their college degrees than white student loan borrowers. The book also offers a wide range of policy solutions for remedying the student loan debt crisis.